Useful Information

In recent years it seems that pensions have rarely been out of the news, with government and industry led initiatives striving to improve the pensions environment and to encourage us all to save more towards our retirement.

This area of the website covers the following topics, which you may find of interest:

• Automatic enrolment - the Government's initiative to encourage people to save for their retirement.
• State Pension - information about State Pension benefits.
• Minimum Pension Age – age at which most pension savers can access their benefits.
• Pension tax allowances - details of the annual and lifetime allowances.
• Pension Protection Fund - protection for members of final salary pension schemes.
• Retail Prices Inflation (RPI) Index Reform – information on the Government's consultation on RPI reform.
• Pension fraud - explaining the implications of pension fraud.
• Defined Contribution benefits - flexibilities - details of the choices available to DC members.
• Use of personal data - who has access to your personal data and the type of data that is stored.